:root{
  --navy:#14213d; --navy2:#1d2d52; --cream:#f4eee1; --paper:#faf7f0; --brass:#a8834a; --brass-l:#d9bf8c;
  --ink:#1b2233; --soft:#56607a; --line:#d9cfb9;
  --serif:"Libre Caslon Text",Georgia,serif; --sans:"Source Sans 3",system-ui,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font:400 1.08rem/1.65 var(--sans);overflow-x:hidden}
a{color:inherit}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.15;margin:0 0 .5em}
p{margin:0 0 1em}
.wrap{width:min(1120px,100% - 32px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 12px;z-index:60}
.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}

.top{background:var(--navy);color:var(--cream)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:80px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none}
.mono{font:italic 400 1.5rem var(--serif);color:var(--brass-l);border:1px solid var(--brass);width:56px;height:56px;display:grid;place-items:center;border-radius:50%}
.bn{font:400 1.2rem/1.15 var(--serif)}
.bn small{display:block;font:400 .8rem var(--sans);color:#b9bfd0;margin-top:3px}
.nav{display:flex;gap:30px;list-style:none;margin:0;padding:0;font-size:.98rem}
.nav a{text-decoration:none;color:#d9dcea}
.nav a:hover{color:var(--brass-l)}

.btn{display:inline-block;text-decoration:none;font-weight:600;padding:15px 26px;border-radius:2px;transition:background .2s,color .2s}
.btn-navy{background:var(--navy);color:var(--cream)}
.btn-navy:hover{background:var(--navy2)}
.btn-line{border:1px solid var(--navy);color:var(--navy)}
.btn-line:hover{background:var(--navy);color:var(--cream)}
.btn-cream{background:var(--brass-l);color:var(--navy)}
.btn-cream:hover{background:var(--cream)}

.hero{padding:88px 0 0;text-align:center;background:linear-gradient(var(--paper),var(--cream))}
.hero-in{max-width:860px}
.hero h1{font-size:clamp(2.3rem,5.4vw,4.3rem);color:var(--navy)}
.lead{font-size:1.2rem;color:var(--soft);max-width:40em;margin-inline:auto}
.hero-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin:34px 0 72px}
.trust{margin:0;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust div{padding:28px 20px;text-align:center}
.trust div+div{border-left:1px solid var(--line)}
.trust dt{font:400 2.1rem var(--serif);color:var(--brass)}
.trust dd{margin:4px 0 0;color:var(--soft);font-size:.95rem;line-height:1.4}

.section{padding:96px 0}
.h2{font-size:clamp(1.9rem,3.8vw,2.9rem);color:var(--navy);text-align:center}
.sub{text-align:center;color:var(--soft);max-width:40em;margin:-.3em auto 0}
.svc{display:grid;grid-template-columns:repeat(2,1fr);gap:0;margin-top:48px;border-top:1px solid var(--line)}
.svc article{padding:32px 36px 28px 0;border-bottom:1px solid var(--line)}
.svc article:nth-child(even){padding:32px 0 28px 36px;border-left:1px solid var(--line)}
.svc h3{font-size:1.45rem;color:var(--navy)}
.svc p{margin:0;color:var(--soft)}

.plans-sec{background:var(--paper)}
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px;align-items:stretch}
.plan{position:relative;background:#fff;border:1px solid var(--line);padding:36px 30px;display:flex;flex-direction:column;text-align:center}
.plan h3{font-size:1.7rem;color:var(--navy);margin-bottom:.1em}
.who{color:var(--soft);font-size:.95rem}
.amt{font:400 3.6rem/1 var(--serif);color:var(--navy);margin:10px 0 24px}
.amt span{font-size:1.3rem;vertical-align:super;margin-right:4px}
.amt small{display:block;font:400 .9rem var(--sans);color:var(--soft);margin-top:8px}
.plan ul{list-style:none;padding:0;margin:0 0 28px;text-align:left}
.plan li{padding:10px 0 10px 26px;border-top:1px solid #eee6d4;position:relative}
.plan li::before{content:"";position:absolute;left:4px;top:19px;width:8px;height:8px;background:var(--brass);transform:rotate(45deg)}
.plan .btn{margin-top:auto}
.plan-main{background:var(--navy);color:var(--cream);border-color:var(--navy);transform:translateY(-14px);box-shadow:0 30px 50px -30px rgba(20,33,61,.6)}
.plan-main h3,.plan-main .amt{color:#fff}
.plan-main .who,.plan-main .amt small{color:#b9bfd0}
.plan-main li{border-color:rgba(255,255,255,.12)}
.flag{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--brass-l);color:var(--navy);font-weight:600;font-size:.85rem;padding:4px 14px;margin:0;white-space:nowrap}

.due-in{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.due .h2{text-align:left}
.due-box{background:#fff;border:1px solid var(--line);padding:32px;border-top:4px solid var(--brass)}
.due-q{font-weight:600;margin-bottom:12px}
.digits{display:grid;grid-template-columns:repeat(10,1fr);gap:6px}
.digits button{font:400 1.2rem var(--serif);aspect-ratio:1;border:1px solid var(--line);background:var(--paper);color:var(--navy);cursor:pointer;min-width:0;padding:0}
.digits button:hover{border-color:var(--navy)}
.digits button[aria-pressed="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.due-out{font:400 1.35rem/1.4 var(--serif);color:var(--navy);margin:22px 0 10px;min-height:2.8em}
.due-note{font-size:.88rem;color:var(--soft);margin:0}

.words{background:var(--navy);color:var(--cream)}
.words .h2{color:#fff}
.words .sub{color:#b9bfd0;font-style:italic}
.words-in{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px;margin-top:48px}
.words blockquote{margin:0}
.words blockquote p{font:400 1.1rem/1.55 var(--serif)}
.w-main p{font-size:1.5rem!important;font-style:italic}
.words footer{color:var(--brass-l);font-size:.92rem}

.contact{text-align:center}
.contact-in{max-width:760px}
.contact h2{font-size:clamp(2rem,4.6vw,3.4rem);color:var(--navy)}
.contact p{color:var(--soft)}
.contact .btn-cream{background:var(--navy);color:var(--cream);margin:12px 0 24px}
.contact .btn-cream:hover{background:var(--navy2)}
.office{font-size:.95rem}

.foot{background:var(--navy);color:#b9bfd0;padding:24px 0;font-size:.92rem}
.foot-in{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 24px}
.foot p{margin:0}
.foot a{color:var(--brass-l)}

@media (max-width:900px){
  .trust{grid-template-columns:repeat(2,1fr)}
  .trust div:nth-child(3){border-left:0}
  .trust div:nth-child(n+3){border-top:1px solid var(--line)}
  .plans{grid-template-columns:1fr;max-width:460px;margin-inline:auto}
  .plan-main{transform:none;margin-top:12px}
  .due-in{grid-template-columns:1fr}
  .words-in{grid-template-columns:1fr}
}
@media (max-width:700px){
  .nav{display:none}
  .hero{padding-top:52px}
  .hero-actions{margin-bottom:48px}
  .section{padding:64px 0}
  .svc{grid-template-columns:1fr}
  .svc article,.svc article:nth-child(even){padding:24px 0;border-left:0}
  .digits{grid-template-columns:repeat(5,1fr)}
  .due-box{padding:22px}
  .w-main p{font-size:1.25rem!important}
  .trust dt{font-size:1.7rem}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
}